Flood Zone Elevation Certificate Floor

For example the ec shows the location of the building lowest floor elevation building characteristics and flood zone.

Flood zone elevation certificate floor.

Your insurance agent will use the ec to compare your building s elevation to the base flood elevation bfe shown on the flood map being used for rating and determine the cost to cover your flood risk. We have on file thousands of certificates for nearly every house built since august 1980. Elevation certificates were first required for houses on property located in the fema 100 year flood zone and permitted after august 1 1980. N alternatively after the piers or columns have been constructed the intended elevation of the lowest floor should be validated during an in spection by the licensed professional and noted on the elevation certificate prior to installation of the lowest horizontal structural supporting members.

The form is issued by the nfip and used by insurance agents to determine your flood insurance premiums. The form used for certificates has changed significantly over the years. The elevation certificate will take into account important factors like home location flood zone materials used in construction and lowest floor elevation. The lowest floor elevation might be the most important factor that determines your home s rating.